This is the sway hockey shirt

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I mean if we assume that’s the This is the sway hockey shirt but I will buy this shirt and I will love this truth. 970 / mo with almost no principal paid down implies a yearly interest rate of 9.7%. Seems really high if the loan was taken out like 9 years ago (2013-2014). Note that Stanford loans were like 3.8% during this time period. Something doesn’t add up. My husbands student loans through chase has a rate of 10.5% but he got them in 2007. Luckly it was only for 20k and he just paid off completely in two years. Unfortunately he got shit rates because his parents had just divorced and had wrecked credit and he was too young to get a loan without a cosigner so he got fucked on rates?‍♀️ If he has that much in loans, there are certainly private loans in there, which could carry much higher interest rates. I’m personally aware of people that had interest rates in the double digits. Dude. My private loans were prime plus 6.25%, luckily I refinanced that shit but if he didn’t, then this is totally possible.

This is the sway hockey shirt, hoodie, tank top, sweater and long sleeve t-shirt

Yea I don’t buy it. I graduated with $99,000 student loan debt. I pay $935 a month. Been paying for 5.5 years and I’ve paid off $56,000 of my principal. That is insane! Sorry you are in that position. Aggressively pay those off and watch out for opportunities to refinance in the This is the sway hockey shirt but I will buy this shirt and I will love this unlikely event that the treasury rate craters again. How did she get such a terrible rate? Mine was 4.3% and I thought it was high. Surely the entire amount of her debt isn’t at that rate. Jesus Christ, I never had student loans because I only went to one semester…but I had no idea y’all were paying $1000/month!!! I got super significantly reduced college and I couldn’t believe my friend when he was telling me that too. He’s been known to exaggerate so I just didn’t believe him. Dude was paying like $900 a month, meanwhile I only pay like 75 a month. Yeah shits crazy. I got nearly free college because my state gave me money since I was in a group home past my 18th birthday but at least it gave me very cheap college. I feel bad for some of the other college grads. So this person has an average interest rate of 9.37% across their loans and they got them at least 5 years and 6 months ago which would make it when the LIBOR rate was at historic lows for the 4 years prior to 2017. Public loans we’re about 3.5 to 4.5% during the 4 years they would have been in college and the best rates for private are less than that and the worst a bit higher. From the sounds of it this person skipped out on finance 101 class if they didn’t figure out how a 9.37% interest rate was gonna affect them and take personal responsibility for what they we’re signing themselves up for. Now with that said, I do find it insane that we basically hand 18 year olds financial footguns and not expect them to shoot their foot off. This is way too common of a story to not at least require a maximum cap such as .25% to .5% above the federal fund rate. This would at least turn enough profit to make it attractive to keep the capital accessible for student loans to most while also not letting banks hand over financial footguns and exploit people.

1. Length is measured from the highest point on the collar down to the bottom hem. 2. Width is measured across the body of the shirt under the armpits, one way. 3. Sleeves are measured from center back to hem.