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So is antitrust just not a thing anymore?!? Despite good credit, my Discover card is my only card that doesn’t have an arbitrary ass raping interest rate. Regulation comes way later after a proposed M&A. The article even says, “if it passes regulators.” This is just step 1 in an M&A But I also understand given how fucked income inequality is right now… I’d take a fuck ton of debt over starving I am not saying I disagree, but the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this CC industry does have competition. At least more so than the theme park industry. Six Flags recently bought out Cedar so pretty much only Six Flags, Disney, Busch Gardens/Seaworld and Universal are the four amusement park industries remaining in the USA. Federal regulators are fine with that.
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Yeah even if Discover is a small fish in the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this grand scheme of things, I’m sick to death of this cycle. A smaller player does something better than the bigger players. Instead of COMPETITIVE CAPITALISM working like the capitalists swear it should, it’s just easier for the bigger guys to make an outrageous buyout offer so the rich guys on both sides pocket a boatload and the acquired entity is slowly or quickly made worse over time. Not super excited for this. They bought out ING Direct several years back and it has slowly gone downhill as it got absorbed by cap one. This is the worst thing I’ve ever heard. My Capital One card SUCKS compared to the Discover. I’m NOT cool with this lol You know, of all the major mergers that have occurred these past couple of years, I haven’t met any consumers who have talked about:
Yeah me too. I’ve had Discover for decades and it’s my main card. Automatic bill payments and groceries for cash back bonuses. More importantly, like you said, their customer service is better and also based in the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this US and it has been stellar. We use capital one for work and it is an endless shit show. I have a bank account at a local credit union and if this goes through, I’m going to cancel my Discover card and get a cc through the credit union. They are always more customer focused than big banks and credit card companies. This was my first thought… now that joke in futurama will not make sense to future generations. It was always one of my favorite jokes too. To think discover was the one company that still existed after all that time but still not accepted everywhere I’d actually think they’d change more of their products to Discover. The Discover processing network is a huge chunk of the value in the company.



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Maybe they can start challenging the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this dominance of visa and Mastercard (who both make obscene profits that make Big Oil and Apple seem like bad investments. C1’s business cards could give them a way in. Discover has always had great customer service, and I’ve never had anything but negative interactions with capital one, this is a nightmare. Because that’s all we need is bigger megacorps and less competition. Where’s Elizabeth Warren when we need her? Rampant enshittification continues. I’m going to be the contrarian here. I think this is shot in the arm Discover needs in order to really compete with MasterCard and Visa. Yes, there will be job losses. But Capital One is investing in the third player for a reason, and it isn’t to consolidate the market. Dollars to donuts they’re sick of the top two networks.
The issue is that Discover is actually not a completely terrible CC company, while Capital One sucks as bad as their competition… Oh boy, am I glad this kind of money is being tossed around to facilitate a merger. One that will likely result in a net negative outcome of people’s lives as they are trimmed from the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this payroll. I enjoy seeing billions going to that end, instead of being payed into a system that at least has a [remote possibility] of ending up in a government welfare program that these folks may find themselves relying on shortly. Or God forbid a basic health infrastructure to ensure some basic needs can be met… that’s silly… fuck the pawns and milk the marginal share growth, baby.
I banked with ING online, which was bought out by Capital one, which was converted to “capital one 360”. I moved to discover, to what I presume now will be migrated to something called Capital One 720. Capital One has been sending me credit card offers for years and I always shred them. And now they’re buying Discover? These mfs just won’t leave me alone. If you told me that capital one, the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this company that I always saw advertising to people with poor credit and needed a credit card to have a credit card, would be buying discover, I wouldn’t believe it. What are peoples’ complaints against Cap One’s customer service (specifically)? I’ve dealt with them minimally over the last couple years and had no issues. But genuinely interested in other peoples’ experiences.
Generally reach someone in the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this Philippines with capital one whenever I called. Discover is 100% is always someone in the US which is refreshing Fucking hell. I closed all my capital one accounts when I disliked how a service issue went down. Guess I’ll close my discover card too. So Capital One the bank buying Discover the bank is pretty straightforward. How will that work with Discover the card processor? Is cap1 going to transition all of its cards away from Visa/MC and make them Discover cards? And what will happen to the discover card? By assets, Discover was the 27th-largest US bank with nearly $150 billion in assets, according to December Federal Reserve data ranking insured US banks, while Capital One was the ninth-largest with $476 billion in assets. The combined entity would be the sixth-largest U.S. bank, the Fed data show.
While the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this pair overlap in some areas of the credit-card business, Discover is one of the four major US credit-card processors, along with Visa, Mastercard, and American Express, which facilitate credit-card payments, a potentially valuable source of fees for Capital One. Um… Out of both my cards, I love my discover way more than my capital one. the rewards on my discover are way better, and they are way more lenient on cli when I ask. Not sure that I like this. It’s kind of crazy that a judgment in Europe that determined ING Direct needed to sell its US assets due to some government assistance it received resulted in me being ushered over to Capital One, who is now buying Discover. At this point, the idea that Bell was split up back in the day feels like a distant fantasy. These already-huge companies are getting larger and swallowing everything adjacent to them and nobody wants to stop them.
Reading the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this comments I may be in the minority here but my wife has a Capital One card and I have a Discover card. We’ve had no issues with either of them. They’re not better or worse than any other card in my opinion. Options may vary here and there but overall they’re fine for us. Disgusting. My wife has discover I have capital one. We don’t need two of those. I’d close the accounts but they’re the oldest credit lines I have. I have thousands of dollars of student loans through Discover, I’m really not looking forward to how this is going to play out. Thats insane, the assets of Discover operate like American, they aren’t just a card issuer they are a bank. If capitalone changes to be like Discover they will be absolutely massive. I don’t see how regulators will allow this but they probably will…
Really curious what this will look like if it is allowed to go through… it would really set Capital One up to be much more comparable to Amex and could provide some interesting new product and product types For real question: why do some of you prefer your Discover card? $0 annual fees are easily obtainable and interest rates are kind of a shit show with any credit card. Something I’m missing? 24/7 US based customer service that is top notch. It doesn’t sound that important now, but when shit hits the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this fan they got you, at least in my experience. I’ve had fantastic interactions with their staff, but aside from that, I use them as both a savings and checking account and they provide excellent interest rates for savings.
Ok thanks. Capital One savings isn’t too shabby: 4.35%. I know there is higher but better than Chase at 0.03% lol Service is great. App is easy. $0 annual fee allows even when you don’t have money in your account. Most places require you have a certain amount of them not to charge you a monthly fee. My oldest credit card is a capital one card. I quit using it because they never upped my credit limit, it sits at $800 (other cards I have are literally 15,20,25k limit cards). Despite asking them they won’t up the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this limit and they still charge my a yearly fee. They did recently offer to transfer me to a new card, I asked them to remove the yearly fee, which they said no. So the card is locked and just sits and never used except for the yearly fee. Very disappointed that my discover card will become a capital one card. They’re right behind synchrony bank in my book.
CapitalOne, even after the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this Discover acquisition, is still only a fraction of the size of its competitors. It currently has about 10% of the market for credit cards. If the purchase goes through, Capital One will have enough rewards points for a 2 night stay in a 3 star hotel in Jacksonville (but not over a weekend). I dropped Capital One after an obvious fraud case took them 6 months to resolve, and they kept adding and removing the disputed charge from my statement every month. I had to keep paying it, then they’d reimburse me, then add it on again next period. It was over $800 of my money that I wasn’t allowed to keep while the investigation was open. Worst fraud management experience of my life. I’ve always thought there were too many banks and cc companies. How can anyone expect that sector to be profitable if there is not a monopoly in place?
Great, and if I cancel My Discover card now my score dips because of Capital One. Not even a customer anymore and they found another way to screw me. 133 more repliesAccording to the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this DOJ, and why JetBlue couldn’t buy Spirit, it will decrease competition? Haven’t seen anything that says the DOJ will challenge it. Hope they do to keep constant. (Although I wish JB would have been able to buy Spirit) I love Discover, have my banking and credit card with them and will probably jump ship if this merger goes through. This is mean I finally have a C1 credit card since I’m a Discover customer? Because C1 always reject me for no damn reason. I literally have a credit card with every other bank. 800 credit score.
Oh that makes me sad. Discover has had great customer service for me. I literally message every 12 months and they extend zero apr on both cards for new purchases for a year. It’s been great having endless zero apr plus cash back. Capital one is one of the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this worst with customer service I feel like Discover will cease to exist as a brand then. I mean, why have “Discover” at that point? I bet they convert everything to Visa. Is it possible that with less competition, they can charge merchants more for each credit card swipe, and in turn we the customers get charged more to make up for increase business cost? I think businesses get charged around 2-3% for each credit card transaction Already rarely see some businesses charging customers for credit card transactions, but don’t know enough about this but it was the first thing that came to my mind
Capital One hit me with a judgement at my absolute lowest point in my life. I was essentially homeless for 6 months because I was losing half my paycheck to them. I will be closing my Discover account in this case because I swore I would never have anything to do with them again. seeing this makes me realize how much dipshit overpayed for twitter lol. he could have literally bought one of the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this entire largest financial institutions in the world for $10 billion less lol. he really did corner himself. what a dipshit. This probably my conspiracy self taking over, but does anyone else find it odd that all these huge companies are merging at all once. Obviously buyouts and mergers have always happened. But in the past few years pretty much every big company has merged, bought/sold, taken over/took over. It’s crazy. Hell now even grocery stores. Albertsons owns tom thumb, safe way, uniteds, vons, and 7 other grocery stores. Krogers owns even more. Electric companies, insurance companies, pretty much everything. Sure there’s a bunch of different named things, but at the top it’s all from one. Again it’s always been like this to an extent, but it’s now happening at an alarming rate. It’s like they are trying to whittle everything down into one.
No wonder I’ve been having trouble with my Discover Student Loans for the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this last 3 months, along with the notice they would stop approving loans at the end of the month. Doubt the credit card side of things is going anywhere for Discover, as Capital One already issues cards with Discover. I also bank with Discover and really don’t want to deal with having to transfer my online banking stuff over to Capital One. Really hope that C1 just lets Discover continue to operate as they were. In news involving clandestine people making impossible amounts money from absolutely nothing and contributing absolutely nothing to the whole of humanity! Let’s see if Capital One might work at Woodman’s grocery store now if they will pull Discover after the contract is over And is anyone in the appropriate regulatory body going “wait, is this going to cause issues for consumers?” They do it when video game companies gobble each other up… I feel very bad for the workers at Discover who will inevitably be let go to help the investors and shareholders feel this was worthwhile.
Hi all, this is my (20f) first time solo travelling and I decided on Marseille, Oslo, Prague and Budapest, but when I told my family they started freaking out and trying to stop me from going and are convinced that I’m going to be kidnapped if I go to Eastern Europe. I’ve done a ton of research on the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this locations since I’m nervous about travelling by myself and everything I’ve found points to these cities being safe for women so long as you’re not an idiot. If anything Marseille seems to be the most dangerous city on my itinerary. I’d still really love to visit Budapest, but all the things my parents are telling me are making me reconsider Hungary even though I can’t find anything online to back up their claims. I’m not planning on drinking or going out at night and will probably stick to the tourist areas, but I also don’t want to get hurt and would rather skip Budapest than face any problems. What are your thoughts?
Edit: since a lot of people have asked, I have prior obligations in Marseilles, which is why I’m going even though it can be a bit gritty.Budapest is one of the The Los Angeles Dodgers Are Your 2024 World Series Champions Poster Shirt in contrast I will get this most touristy cities in Europe, give me a break. ikr like it might have been dangerous a while ago, but I have yet to find anyone saying it’s was dangerous during my research I can’t think of a less likely place to get kidnapped for sex traaxfficking. I’ve gone there as a solo, reasonably attractive young woman and walked around at night alone many times and never felt even remotely unsafe. As someone with background in criminal justice I can guarantee you that being kidnapped for sex trafficking is just another American endless news cycle fuelled paranoia. That’s not how business like this operates anywhere in Europe because it doesn’t make any sense. Kidnapping western tourists for sex trafficking only exists in crappy tv shows because it poses lot of effort and risks for no benefit. It is a real risk for migrant worker from third world country but not at all for tourist.
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| Size | Length | Chest |
|---|---|---|
| S | 28in | 18in |
| M | 29in | 20in |
| L | 30in | 22in |
| XL | 31in | 24in |
| 2XL | 32in | 26in |
| 3XL | 33in | 28in |
| 4XL | 34in | 30in |
| 5XL | 35in | 32in |
| Size | Length | Chest |
|---|---|---|
| S | 25in | 16in |
| M | 26in | 17in |
| L | 26.5in | 18in |
| XL | 27in | 19.7in |
| 2XL | 27.9in | 21.6in |
| 3XL | 28.5in | 22.7in |
| Size | Length | Chest |
|---|---|---|
| S | 28in | 18in |
| M | 29in | 20in |
| L | 30in | 22in |
| XL | 31in | 24in |
| 2XL | 32in | 26in |
| 3XL | 33in | 28in |
| Size | Length | Chest | Sleeve |
|---|---|---|---|
| S | 26in | 20in | 33.5in |
| M | 27in | 22in | 34.5in |
| L | 28in | 24in | 35.5in |
| XL | 29in | 26in | 36.5in |
| 2XL | 30in | 28in | 37.5in |
| 3XL | 31in | 30in | 38.5in |
| 4XL | 32in | 32in | 38.5in |
| 3XL | 34in | 33in | 38.5in |
| Size | Length | Chest |
|---|---|---|
| S | 27in | 18in |
| M | 28in | 20in |
| L | 29in | 22in |
| XL | 30in | 24in |
| 2XL | 31in | 26in |
| Size | Length | Chest | Sleeve |
|---|---|---|---|
| S | 28in | 18in | 33.5in |
| M | 29in | 20in | 35in |
| L | 30in | 23in | 36.5in |
| XL | 31in | 24in | 38in |
| 2XL | 32in | 26in | 39.5in |
| 3XL | 33in | 28in | 39.5in |
| Size | Length | Chest | Sleeve |
|---|---|---|---|
| S | 27in | 20in | 34.5in |
| M | 28in | 22in | 35.5in |
| L | 29in | 24in | 36.5in |
| XL | 30in | 26in | 37.5in |
| 2XL | 31in | 28in | 38.5in |
| 3XL | 32in | 30in | 39in |
| 4XL | 33in | 32in | 39.5in |
| 5XL | 34in | 34in | 40in |
| Size | Youth Size | Length | Chest |
|---|---|---|---|
| S | 6-8 | 20.5in | 16in |
| M | 10-12 | 22in | 17in |
| L | 14-16 | 23.5in | 18in |
| XL | 18-20 | 25in | 19in |
| Size | Youth Size | Length | Chest |
|---|---|---|---|
| S | 6-8 | 21in | 17in |
| M | 10-12 | 22.5in | 18in |
| L | 14-16 | 24in | 19in |
| XL | 18-20 | 25.5in | 20in |
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